TOM ASH's Blog
At times, trying to organize and declutter seems like a never ending task. You may have made attempts to declutter without many results. The truth is that with a plan, even the most disorganized among us can get on track to organization and freedom from clutter. Follow some of the tips below to get your home in order.
Have A Goal
If your organizational attempts never seem to go anywhere, you may just need a goal. The idea is to pick one area and complete it. Organizing a little here and there won’t make any kind of a dent in your organizational needs. It will also look like you haven’t done anything to improve your mess. Work on one room, one area at a time and you’ll be on your way.
Utilize All Of Your Shelves
Many times the bottom or the top shelf of a closet or utility unit ends up getting unused. The problem could be that the shelves are so tall that no one can reach them and they go unused. You can fix this problem by simply moving the shelving or placing rarely used items up there that can be accessed by a step ladder.
You Have Too Much Stuff And Nowhere To Put It
Rather than buy a bigger house, you might want to go through your stuff. Between you and your children, you’re bound to have quite a few items that can be either sold or donated to a good cause. Consider setting up a donation pile in your house, where family members can put items that they no longer need or use. As an extra tip, don’t let the items that are for donation sit there. When the bin is full, put it in your car and head off to the donation center.
You Have A Lot Of Little Things With Nowhere To Place Them
This is a problem that can be solved by the right containers. If you can find a container that’s best suited for what you need to store, it will be much easier to find and access these items.
Things Have Sentimental Value
It’s nice to have a few things that you cherish and bring back good memories, but sentimental value items can really get out of hand. If you think of when you last looked at something or how much memory an item truly holds for you, it can be easy to get rid of a lot of things when you put your mind to it. You can ask a friend to help you go through things. An outsider can advise you on what to save and what you should get rid of.
Your Refrigerator Is Gross
If you’re finding a lot of spoiled food and moldy leftovers in your fridge, don’t fret. Just develop a clean out schedule to help you get rid of any food that is past its prime. Make it a point to have a designated day of the week to clean out all of your leftovers and expired food to keep the clutter that can spoil at bay.
Sometimes, being in the hunt for a home feels like being in a race you can’t win. You should craft an offer that they cant refuse in order to get ahead on the house hunt. The real estate market can be hot or cold. No matter what the market is like, having a solid offer can be very beneficial to you as a buyer. Here’s some tips for you to get the offer you make accepted:
When you get preapproved, you’re showing the seller that you’re a serious buyer. Being preapproved gives you a shorter closing time and helps you to clear any financing hurdles before you get to them.
Avoid Lowball Offers
Make sure that you check out the prices of other homes in the neighborhood. Your real estate agent can help you to do this research. Often, you’ll need to offer the asking price or above if it’s a seller’s market. If all the research leads you to offer somewhere in the neighborhood of the asking price for a home, you’ll want to abide with that.
Too Many Contingencies Turn A Seller Off
The financing contingency is the agreement that is put forth to help a buyer get out of the deal if financing falls through. You’ll need to be sure that you actually have the cash on hand to help you if the appraisal falls short, however. While this isn’t recommended, it can give you a leg up in the buying process if you know what you’re doing.
Another thing that you might consider is waiving the inspection. This does however, remove the ability to be sure that a home is in livable condition. This is another way to give yourself an advantage in the home search process, but it’s not recommended. A better way to keep the inspection and streamline the process is to shorten the inspection time by having the inspector ready to go immediately.
Add A Clause To Increase Your Amount
You are able to add an escalation clause into a deal. This will automatically increase your deal by a predetermined amount if the seller gets more than one offer on the home. There’s a cap on these deals, so it doesn’t work like an auction. It’s a good option and it causes sellers to have to disclose the competing offers. Typically, this wouldn’t be the case. The only way you’d be out of the deal is if other offers exceed your cap.
Be Smart With Negotiations
You can offer to pay closing costs and home warranties instead of the seller having to pay them. Costs associated with the closing can be extensive, so offering to pay these fees can be very appealing to the seller.
It’s difficult for sellers to part with the home that they love. If you get a bit personal and write a letter or send a video message to the sellers, you may often appeal to them on another level. In the letter, you may want to address how well the sellers have taken care of the home and express your desire to continue your life in the home in the same fashion. Many times, this is really a great way to connect with your seller and give you a better chance of getting your offer accepted.
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Ready to submit an offer on a house? Not so fast. First, you'll want to consider a few key questions, including:
1. Can I afford to buy a house?
If you find a house you like, make sure you can afford the monthly mortgage payments. By doing so, you may be able to avoid costly, time-consuming problems down the line.
Ultimately, getting pre-approved for a mortgage can make a world of difference, particularly for a homebuyer who is ready to submit an offer on a home.
With pre-approval for a mortgage, a homebuyer will understand exactly how much money is at his or her disposal. As a result, this homebuyer can avoid the temptation to overspend on a house.
2. Should I submit a "lowball" offer?
For many homebuyers, it may seem like a good idea to submit a "lowball" offer on a house. But doing so may be problematic for a number of reasons.
If you submit a lowball proposal, a home seller is unlikely to take your bid seriously. As such, this home seller may dismiss your offer and move on to other proposals quickly.
In addition, a lowball offer may cause you to miss out on the opportunity to acquire your dream residence.
When you locate the perfect residence, there is no need to leave anything to chance. If you submit a fair proposal that meets or exceeds a home seller's expectations, you can avoid the risk of losing your dream house to a rival homebuyer.
3. How much should I offer for a residence?
We've already established that a lowball offer is rarely, if ever, a good idea. Now, you'll just need to determine what differentiates a fair proposal from a lowball one.
A fair proposal accounts for the needs of both a homebuyer and home seller. It should be based on the current state of the housing market as well as the condition of a home.
For instance, if you're operating in a buyer's market, there is likely to be a broad assortment of homes available. This means a home seller may need to lower his or her expectations due to the sheer volume of quality residences currently on the market.
Don't forget to study the prices of recently sold homes in a particular city or town too. This housing market data will help you better understand how a residence you're considering stacks up against comparable houses so you can submit an appropriate offer.
4. Do I need a real estate agent?
A real estate agent will take the guesswork out of buying a home, and for good reason. This real estate professional can help you prepare an offer and will negotiate with a home seller on your behalf. That way, you can streamline the process of going from homebuyer to homeowner.
Hire a real estate agent before you submit an offer on a house – you'll be glad you did. A real estate agent will guide you along the homebuying journey and ensure you can secure a great house at a price that fits your budget.